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Review Your Insurance Options

We'll help you find the right plan for your needs.

We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.



Term Life Insurance

Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.


Accident Insurance

Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.


Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.


Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.



Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.



Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.


If you're ready to talk about your annuity options, we're here to help. Fill out the form below, and Malcolm will contact you as soon as possible. 



Whoever you're looking to work with...

We can help.


Take a peek at our list of carriers below:



What we have for You?

What services do you offer?
We offer a plethora of services at Beard Insurance Agency!
Anything from Retirement Planning, Annuities, and Medicare for our seniors -- to Individual Health Insurance for the under 65 clients, Life Insurance, Dental & Vision Insurance, and we may be able to help beyond that as well. Simply fill out a form on our website, and Malcolm will contact you directly to answer all of your questions. There may be services that we offer that aren't listed on our website as well, so feel free to ask. All consultations are private and confidential. 
I need Medicare Insurance, but I don't know where to start! 
That's perfectly okay! There's no judgement here, and we'll be able to help! 

Malcolm will walk you through your options, and explain out every detail so that you make an informed decision regarding your Medicare needs. For our Seniors, we highly encourage you to either call the telephone number provided at the top of our website -- or you can fill out the contact form below on this page. 
Do you only work with seniors? Or can you help me find individual health insurance if I don't qualify for Medicare at this time? 
Beard Insurance Agency is truly dedicated to helping everyone! While it is true that we handle the retirement, life insurance and Medicare needs of seniors, we're certainly happy to assist our under 65 clients as well -- and remember: It's never "too early" to begin a retirement plan or get medical or dental/vision insurance. We're always happy to help! 


Your Trusted Insurance Professionals

Thank you for visiting the website of Beard Insurance Agency. We provide families and individuals with health, medicare supplements, long term care, life, disability insurance, in addition to Financial Planning & Annuities for Retirement Planning.


Our goal is to help you find the insurance plans that fit your needs. Take a few minutes exploring our site to learn about the types of coverage we provide and the educational resources we offer, and then contact us to discuss how we can help meet your unique needs.



Get In Touch With Us

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